FD Calculator
Calculate Fixed Deposit maturity amount
10010,00,00,000
0.1150
0.1200
FD Maturity Details
Principal Amount:₹100,000
Interest Earned:₹0
Maturity Amount:₹0
Effective Yield:0%
Investment Summary
Investment Amount₹100,000
Interest Rate6.5% p.a.
Tenure5 years
CompoundingQuarterly
Total Returns₹0
Amount Breakdown
Principal₹100,000
Interest Earned₹0
FD Benefits
- • Guaranteed returns with fixed interest rate
- • Capital protection - principal amount is safe
- • Flexible tenure options from 7 days to 10 years
- • Option to break FD before maturity (with penalty)
- • Interest can be paid monthly, quarterly, or at maturity
About Fixed Deposits
What is Fixed Deposit?
A Fixed Deposit (FD) is a financial instrument provided by banks that offers higher interest rates compared to savings accounts. The money is locked for a fixed period.
FDs are considered one of the safest investment options as they offer guaranteed returns and capital protection.
Key Features
- • Safety: Principal amount is guaranteed
- • Returns: Fixed interest rate for entire tenure
- • Liquidity: Can be broken before maturity
- • Tax: Interest is taxable as per income tax slab
- • Insurance: Deposits up to ₹5 lakhs are insured