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Compound Interest Calculator

Compound Interest Calculator

Calculate the power of compound interest

1001,00,00,00,000
0.1300
0.1500

Higher frequency = more compound growth

050,00,000

Total monthly contributions: ₹0

Compound Interest Results

Principal:100,000
Interest Earned:0

Final Amount:0
Growth Multiple:NaNx

Investment Breakdown

Principal Amount100,000
Compound Interest0

Compounding Effect

Simple Interest:100,000
Compound Interest:0
Extra Earnings:-200,000
Frequency Impact:Monthly

Compound Interest Formula

A = P(1 + r/n)^(nt)

  • • A = Final amount (₹0)
  • • P = Principal (₹100,000)
  • • r = Annual interest rate (10%)
  • • n = Compounding frequency (12)
  • • t = Time in years (10)

Year-wise Growth Projection

YearAmountInterest EarnedGrowth %

Key Insights

Time Factor

10 Years

Compound growth period

Interest Share

NaN%

Of final amount

Effective Rate

NaN%

Annual effective return

Frequency Boost

12x

Compounding per year

Power of Compounding

Start Early:

  • • Time is the most powerful factor
  • • Starting 5 years earlier can double returns
  • • Small amounts compound significantly
  • • Early start beats high contributions

Stay Consistent:

  • • Regular contributions amplify growth
  • • Avoid withdrawing during growth phase
  • • Reinvest all earnings for maximum benefit
  • • Patience yields exponential results

Optimize Frequency:

  • • Higher frequency = more compounding
  • • Daily compounding beats annual
  • • Choose investments with frequent compounding
  • • Every compound cycle adds value