By accessing and using Smart Finance Saga ("we," "our," or "us"), you accept and agree to be bound by the terms and provision of this agreement.

If you do not agree to abide by the above, please do not use this service.

Smart Finance Saga provides financial education content, tools, and resources to help users improve their financial literacy and make informed financial decisions.

• Educational articles and blog posts
• Financial calculators and tools
• Investment guides and resources
• Personal finance planning materials
• Insurance and tax planning information

By using our service, you agree to:

• Provide accurate and current information when required
• Use the service only for lawful purposes
• Not attempt to gain unauthorized access to our systems
• Not distribute malware or engage in harmful activities
• Respect intellectual property rights
• Not impersonate others or create false accounts

The content, organization, graphics, design, compilation, magnetic translation, digital conversion and other matters related to the Site are protected under applicable copyrights, trademarks and other proprietary rights.

• All content is owned by Smart Finance Saga or its licensors
• You may not reproduce, distribute, or modify content without permission
• You may share links to our content with proper attribution
• Fair use for educational purposes is permitted

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the Service, to understand our practices.

Our service may contain links to third-party websites or services that are not owned or controlled by Smart Finance Saga.

• We have no control over third-party content or practices
• We are not responsible for third-party privacy policies
• Links do not imply endorsement
• Use third-party services at your own risk

We may terminate or suspend your access immediately, without prior notice, for any reason, including:

• Violation of these Terms of Service
• Fraudulent or illegal activity
• Abuse of our service or other users
• Technical or security concerns

We reserve the right, at our sole discretion, to modify or replace these Terms at any time.

• Material changes will be notified at least 30 days in advance
• Continued use constitutes acceptance of new terms
• Check this page periodically for updates

These Terms shall be interpreted and governed by the laws of India. Any disputes relating to these terms will be subject to the exclusive jurisdiction of the courts of India.