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EMI Calculator
Calculate Your EMI
₹
loanAmountMinloanAmountMax
0.012,500
tenureMintenureMax
₹0
Monthly EMI
₹0
Total Interest
₹0
Total Amount
Payment Breakdown
Total Payment Distribution
20y
tenure
Principal
Interest
Loan Summary
Loan Amount:₹10.00 L
Interest Rate:8.5% per annum
Loan Tenure:20 years (240 months)
Monthly EMI:₹0
Total Interest:₹0
Total Payment:₹0
Interest is 0.0% of principal amount
Yearly Payment Schedule
| Year | Principal | Interest | Balance |
|---|---|---|---|
| 1 | ₹-88,391 | ₹88,391 | ₹10.88 L |
| 2 | ₹-96,204 | ₹96,204 | ₹11.85 L |
| 3 | ₹-1,04,707 | ₹1.05 L | ₹12.89 L |
| 4 | ₹-1,13,963 | ₹1.14 L | ₹14.03 L |
| 5 | ₹-1,24,036 | ₹1.24 L | ₹15.27 L |
| 6 | ₹-1,34,999 | ₹1.35 L | ₹16.62 L |
| 7 | ₹-1,46,932 | ₹1.47 L | ₹18.09 L |
| 8 | ₹-1,59,920 | ₹1.60 L | ₹19.69 L |
| 9 | ₹-1,74,055 | ₹1.74 L | ₹21.43 L |
| 10 | ₹-1,89,440 | ₹1.89 L | ₹23.33 L |
| ... and 10 more years | |||
Smart EMI Planning Tips
Choose the longest tenure you can comfortably afford to reduce EMI
Make prepayments when possible to reduce total interest
Compare interest rates from multiple lenders
Consider floating vs fixed interest rates carefully
Factor in processing fees and other charges
EMI Planning Made Easy
Use our EMI calculator to plan your loan effectively. Compare different scenarios and choose the best option that fits your budget and financial goals.
30%
Max EMI/Income
Free
Calculator
Loan Disclaimer
This EMI calculator provides approximate calculations for planning purposes only. Actual EMI amounts may vary based on lender policies, processing fees, and other charges. Please consult with your bank or financial institution for exact loan terms and conditions.