Investing Basics for Beginners
Learn how to build wealth through smart investing in mutual funds, stocks, and other instruments. Start your wealth creation journey today.
Why Should You Start Investing?
Investing is the key to building long-term wealth and achieving financial freedom
Beat Inflation
With inflation at 6-7% annually, keeping money in savings accounts (3-4% returns) means you're losing purchasing power every year.
Power of Time
Starting early gives you the advantage of compounding. ₹5,000 monthly SIP for 20 years can grow to over ₹40 lakhs.
Financial Goals
Whether it's buying a house, children's education, or retirement, investing helps you achieve major life goals.
Types of Investments
Understanding different investment options and their risk-return profiles
Mutual Funds
Professional managed diversified portfolios
Stock Market
Direct equity investment in companies
Fixed Deposits
Guaranteed returns with capital protection
Government Bonds
Safe government-backed securities
Why SIP is Perfect for Beginners
Systematic Investment Plan (SIP) is the smartest way to start investing
Rupee Cost Averaging
Buy more units when prices are low, fewer when high
Disciplined Investing
Automated monthly investments build good habits
Power of Compounding
Your money grows exponentially over time
Flexibility
Start with as little as ₹500 per month
SIP Example: Power of ₹5,000 Monthly
20 Years
25 Years
30 Years
*Assuming 12% annual returns. Past performance doesn't guarantee future results.
How to Start Investing
Follow these simple steps to begin your investment journey
Complete Your KYC
1-2 daysSubmit PAN, Aadhaar, and bank details to start investing
Choose Investment Platform
30 minutesSelect a reliable broker or mutual fund platform
Start with SIP
15 minutesBegin with ₹1,000-5,000 monthly SIP in diversified funds
Monitor & Review
OngoingReview your portfolio quarterly and rebalance annually
Ready to Start Your Investment Journey?
Take the first step towards building wealth and achieving financial freedom