PPF Calculator
Calculate returns from Public Provident Fund
MIN_YEARLY_INVESTMENTMAX_YEARLY_INVESTMENT
Maximum limit: ₹1,50,000 per year (Section 80C benefit)
1.8450
PPF account can be opened up to age 45
1.5maxInvestmentYears
Minimum lock-in: 15 years. Can extend in blocks of 5 years.
05,00,00,000
If you have an existing PPF account
Current PPF Rate
7.1% p.a.
Rate is reviewed quarterly by the Government of India
PPF Maturity Details
Total Investment:₹0
Interest Earned:₹0
Maturity Amount:₹0
Tax Saved (80C):₹0
Investment Breakdown
Principal Amount₹0
Interest Earned₹0
PPF Benefits
Tax Deduction (80C):₹150,000
Interest Income:Tax-Free
Maturity Amount:Tax-Free
Lock-in Period:15 Years
Growth Timeline
Year 5:₹925,701
Year 10:₹2,230,124
Year 15:₹4,068,209
PPF Rules
- • Minimum investment: ₹500 per year
- • Maximum investment: ₹1,50,000 per year
- • Lock-in period: 15 years (extendable in 5-year blocks)
- • Partial withdrawal allowed after 7 years
- • Loan facility available from 3rd year onwards
PPF Investment Strategy
EEE Benefit
Triple Tax Free
Exempt-Exempt-Exempt status
Guaranteed Returns
7.1%
Government backed safety
Wealth Creation
₹0.0L
At maturity in 15 years
PPF Investment Tips
Maximize Benefits:
- • Invest ₹1.5L annually to maximize 80C deduction
- • Make investment early in the financial year
- • Consider extending beyond 15 years for higher corpus
- • Use for retirement planning due to long-term nature
- • Combine with other 80C investments strategically
Important Notes:
- • Interest rates are revised quarterly
- • No TDS on interest earned
- • Nomination facility available
- • Can be opened for minors
- • Only one account per person allowed