NPS Calculator
Calculate National Pension System returns and benefits
505,00,000
Annual contribution: ₹60,000
Optional for individual accounts
0.6150
Advanced Options
💡 NPS Key Benefits
- • Triple tax benefit (EEE for 60% withdrawal)
- • Additional ₹50,000 deduction under 80CCD(1B)
- • Professional fund management with low costs
- • Government-backed security and transparency
- • Flexible investment choices across asset classes
NPS Projection Results
Total Corpus at 60:₹0
Total Contributions:₹0
Total Returns:₹0
Monthly Pension:₹0
Annual Tax Savings:₹0
Corpus Breakdown
Annual Tax Benefits
Total Annual Tax Savings:₹0
Withdrawal Strategy Options
NPS Investment Strategy
Asset Allocation Guidelines
- • Young investors (20s-30s): 75% equity, 25% debt
- • Middle-aged (40s-50s): 50% equity, 50% debt
- • Near retirement (55+): 25% equity, 75% debt
- • Use Auto Choice for lifecycle-based allocation
- • Review and rebalance annually
Optimization Tips
- • Maximize 80CCD(1B) deduction of ₹50,000
- • Start early to benefit from compounding
- • Increase contributions with salary hikes
- • Consider Tier-II for additional savings
- • Plan withdrawal strategy for tax efficiency