Emergency Fund Calculator
Build a robust financial safety net with personalized emergency fund planning. Calculate your ideal fund size, create a systematic buildup strategy, and prepare for life's uncertainties.
Personal Profile
Include all essential monthly expenses
Recommended: 3-12 months
Emergency Fund Analysis
Recommended Fund Size
₹0
0.0 months coverage
Current Shortfall
₹0
Target achieved
Months to Target
0
₹0/month
Urgency Level
Medium
Current: 2.0mo
Risk Assessment
Medium Risk
Based on job security and income stability
Current Coverage
∞%
of recommended target
Buildup Strategy
Investment Options
Emergency Scenarios Analysis
| Scenario | Probability | Est. Cost | Timeline | Coverage |
|---|
Expert Recommendations
Automation Strategy
Set up automatic transfers of ₹0 monthly to reach your emergency fund target in 0 months.
Portfolio Approach
Maintain 30% in savings account for immediate access, 50% in liquid funds for quick redemption, and 20% in short-term FDs for better returns on stable portion.
Regular Review
Review your emergency fund every 6 months or when major life changes occur. Adjust the target amount based on changed circumstances.