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Fixed Income Investments

Fixed Income Investments

Build a stable income stream with bonds, FDs, and debt instruments. Perfect for capital preservation and regular income generation.

Types of Fixed Income Investments

Choose from various fixed income options based on your risk tolerance and goals.

Fixed Deposits (FD)

Safe bank deposits with guaranteed returns

Returns:6-8% annually
Risk:Very Low
Liquidity:Medium
Tax:Taxable as per slab

Government Bonds

Government-backed securities with stable returns

Returns:7-9% annually
Risk:Very Low
Liquidity:High
Tax:Tax on interest

Corporate Bonds

Company-issued debt securities

Returns:8-12% annually
Risk:Low to Medium
Liquidity:Medium
Tax:Tax on interest + capital gains

Debt Mutual Funds

Professionally managed debt portfolios

Returns:7-10% annually
Risk:Low to Medium
Liquidity:High
Tax:LTCG at 20% with indexation

Benefits of Fixed Income

Why fixed income investments are essential for a balanced portfolio.

Capital Protection

Principal amount is generally safe in most fixed income instruments

Predictable Returns

Know exactly how much you will earn over the investment period

Regular Income

Many instruments provide regular interest payouts for cash flow

Portfolio Balance

Helps balance overall portfolio risk when combined with equity

Fixed Income Strategy

Build a robust fixed income portfolio with these strategic approaches.

1

Assess your risk tolerance and time horizon

2

Diversify across different fixed income instruments

3

Consider interest rate cycles for timing

4

Factor in tax implications for net returns

5

Maintain liquidity for emergencies

6

Rebalance portfolio based on changing needs

Fixed Income Calculators

Calculate returns for different fixed income options

Start Building Your Fixed Income Portfolio

Create a stable foundation for your investments with fixed income securities.